The Different Types of Small Business Insurance

Business insurance is there to protect your company from lawsuits. To guide any entrepreneur looking to choose a specific insurance policy, here are a few of the most common choices explained:

General liability– Every type of business, whether office or home-based, needs to have liability insurance. Having such provides adequate defense from situations wherein either the owner, his/her employees, or the products/services being offered cause (or are alleged to have caused) bodily harm or property damage to any party.

A Good Technology Insurance Company Can Help Offset Tech Problems

Businesses, even the smallest of them, should be more willing to protect their assets. Insurance might not prevent an actual cyber-attack from happening, but it can preserve business continuity. An accommodating technology insurance company such as should be able to secure hedges for a business against whatever risks the company could face in the future. It is not enough to chart the growth of a business; owners also need to plan for the worst. Risk management arrangements can help businesses come up with contingency plans in the event of a crisis such as a cyber-attack or a network crash, but it will not save a company from having to pay for the total cost of the damage. Businesses that have high profile clients, in particular, will need a way to cover for the expensive losses they might suffer, or risk losing their clientele and even more money in the process. Tech insurance for small business owners might sound like a tall investment, but it can be a lifesav
Friday, December 5, 2014
Posted by Dan Levenson

Technology Insurance Policies and Other Ways to Stay Safe from Hackers

Take note that your typical liability coverage will not cover the costs associated with cyber-attacks or malware/viruses. For this, you’ll need to purchase a comprehensive technology insurance policy for your business. This should financially protect your business in the event of a data breach and the like. Needless to say, you should purchase technology insurance for small business owners from respected agencies like Similarly, you should make sure that the insurance policy you purchase provides coverage for the most common risks your business faces.
Thursday, December 4, 2014
Posted by Dan Levenson

Comprehensive Technology Insurance: A Must for All U.S. Businesses

Fortunately, insurance companies, like, offer technology insurance policies. In a nutshell, technology insurance covers problems that may arise with your IT services. From data breaches to system integration and updates, this type of insurance protects your business from the costs associated with fixing the problem. Why is technology insurance an important insurance for small business owners to get? Contrary to popular belief, small to mid-sized businesses (SMBs) are a preferable target for hackers. In fact, a 2012 survey revealed that 87% of SMBs in the U.S. experienced a cyber-attack on their data systems—and why not? With less encryptions and other security measures, infiltrating SMBs are a walk in the park for experienced hackers.
Wednesday, December 3, 2014
Posted by Dan Levenson

A Capable Technology Insurance Company Provides Liability Coverage

If a piece of critical hardware malfunctions (such as those found in cars) and the error inadvertently leads to injury or death, it is often enough for customers to make negligent claims against the designers. Such mistakes can be extremely costly for tech companies, and can run businesses to the ground if they fail to handle the situation properly. A well-versed technology insurance company should be able to provide tech firms with reasonable professional liability coverage to deal with such instances.
Tuesday, December 2, 2014
Posted by Dan Levenson

Business Insurance Protects Your Company

The business world is fairly litigious, with lawsuits being filed all over place. Ensure that your New Jersey business is protected by liability insurance.

What it is

Business liability insures your assets in case a lawsuit is filed against you and you end up needing to pay for damages or the hospital expenses of the victims. It also covers other legal costs that you will incur, like the cost of hiring legal defense.
Sunday, November 30, 2014
Posted by Dan Levenson

Insurance: What the Self-employed Should Know

Self-employment can be liberating but it does have its downsides. One of these is the lack of health benefits. Thankfully, the Affordable Care Act allows for entrepreneurs to acquire NJ health insurance plans much more easily– here’s what you need to know about it:

Mandatory Health Coverage

One of the most prominent provisions of the ACA, also commonly called Obamacare, is quite simple: affordable (and mandatory) health insurance coverage for every American. This provision gives employers the responsibility of getting insurance for their workers– all taxpayers should have at least minimal coverage by this year, otherwise the IRS might end up penalizing offenders. For this year, the tax penalty will either be 1% of income or $95.00, whichever is greater.

No more Coverage Denial

Insurance providers are no longer allowed to deny coverage to anyone with a preexisting condition as part of attaining their primary goal– this is great news for the self-employed who would otherwise have to pay the IRS fine. Moreover, you can no longer be charged with higher rates based on your race or gender, nor can your insurance provider hold your claim back the moment you get sick. You can also obtain tax credits from your insurance.

Look for a reliable provider to gain these benefits. Many New Jersey health insurance providers will be more than willing to help you get the best coverage you can afford.
Sunday, November 23, 2014
Posted by Dan Levenson


At, our services are available any time of day to overcome any issue, question or concern a client may have. We achieve this through our world class customer service team. We have a simple and easy quote process that allows you to choose the insurance you want. Not only will you walk away with great savings you will fully understand your insurance policy and the value it has to your business.

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