Posted by : Dan Levenson Monday, September 15, 2014

For small New Jersey companies, purchasing insurance is just like paying taxes—it’s a basic part of any household budget. However, with all the choices out there, choosing the right insurance company from an array of popular insurance companies nationwide, can be quite daunting. Fortunately, an insurance broker can make the process as quick and hassle-free as possible.

What does an insurance broker do?

Insurance brokers, in stark contrast to insurance agents, are completely independent and are able to represent many insurance companies. Thus, in theory, an insurance broker can give you—the client—the best coverage at the lowest price. Brokers can guide you through the messy paperwork and help you understand the unintelligible jargon commonly found in many insurance contracts.

How are they different from insurance agents?

Generally speaking, the work of an insurance agent and a broker are entirely different. However, the line between the two can often get blurry in the real world: good agents will be willing to refer their clients to other popular insurance companies just to give them the best rates, while some brokers have special relationships with particular insurance companies because of stronger ties and a sense of loyalty. Despite this common role-switching, it still pays to talk to an insurance broker over an agent because of the broader reach and choices they offer.

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At, our services are available any time of day to overcome any issue, question or concern a client may have. We achieve this through our world class customer service team. We have a simple and easy quote process that allows you to choose the insurance you want. Not only will you walk away with great savings you will fully understand your insurance policy and the value it has to your business.

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