Posted by : Dan Levenson Monday, December 8, 2014

Business insurance is there to protect your company from lawsuits. To guide any entrepreneur looking to choose a specific insurance policy, here are a few of the most common choices explained:

General liability– Every type of business, whether office or home-based, needs to have liability insurance. Having such provides adequate defense from situations wherein either the owner, his/her employees, or the products/services being offered cause (or are alleged to have caused) bodily harm or property damage to any party.

Product liability– Companies that manufacture, distribute, wholesale, and retail a product can be held liable for its safety. This type of policy protects a company against financial loss as a result of defective products that cause injury or bodily harm. The amount of insurance a business owner should purchase heavily depends on what kind of products his/her company sells or manufactures. For instance, a clothing store would have far less risks to mitigate as opposed to a pharmaceutical company.

Worker’s compensation– One of the most important policies out there, this typically provides insurance to employees who get injured on the job. It usually provides wage replacement and medical benefits to any affected individual, but there’s a catch: once an employee agrees to be compensated, he/she gives up the rights to sue the employer for the incident. This policy type basically acts as a wall to protect a company from various legal complications, should the worst surface at any given time.

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At, our services are available any time of day to overcome any issue, question or concern a client may have. We achieve this through our world class customer service team. We have a simple and easy quote process that allows you to choose the insurance you want. Not only will you walk away with great savings you will fully understand your insurance policy and the value it has to your business.

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