Posted by : Dan Levenson Friday, June 13, 2014

Small businesses play an important role in the U.S. economy as they help boost employment rate and job growth. Pres. Obama even called them as “the backbone of our economy and the cornerstone of our communities.” Some government agencies have even rolled out programs to provide small business owners and their employees the support they need. However,  the owners themselves must also take action to ensure their stability. How? Through insurance.

Now, there are a lot of insurance packages on the market. How can business owners know which one is best suited to their needs? Here are the common types of insurance tailored for small businesses:

  1. General liability insurance. This insurance addresses potential legal actions arising from accidents, injuries, and negligence claims.
  2. Product liability insurance. This one, meanwhile, is best suited for product manufacturers to protect them from financial losses in a defective product suit that also, normally, arises when customers are harmed or sustain an injury.
  3. Professional liability insurance. Service providers and professionals like lawyers and accountants strongly benefit from this as it curtails the consequences of malpractice, errors, and negligence.
  4. Commercial property insurance. This insurance covers the loss or damage of business properties.
  5. Home-based business insurance. As homeowners’ insurance don’t cover businesses, this is recommended for people with home-based businesses.

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At, our services are available any time of day to overcome any issue, question or concern a client may have. We achieve this through our world class customer service team. We have a simple and easy quote process that allows you to choose the insurance you want. Not only will you walk away with great savings you will fully understand your insurance policy and the value it has to your business.

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