Posted by : Dan Levenson Tuesday, July 15, 2014

After months or even years of hard work, you have now reached stability in your business. Your checklist for success has already been mostly filled, and now it's time to move on to a very important step: business insurance. Not wanting to see the fruit of your effort go to waste, business insurance is highly recommended even for small businesses.

Some states in the U.S. require businesses to have insurance. Failure to do so might get you penalized. In New Jersey, employers are required to have workers' compensation coverage. If proven, this act of negligence is considered as a fourth degree crime. Penalties range from up to $5,000 for the first ten days with further additional for succeeding days you fail to adhere to the policy.
Aside from employees' welfare, business insurance also protects immediate properties from risks, and potential liability claims and lawsuits. Being prone to thunderstorms and tornadoes, enterprises in New Jersey are highly encouraged to insure their property assets to avoid disruptions in operations or shutdown. Also, at times when a business might encounter accidents or product and/or services complaints, insurance will handle representation and settlements to contain the situation.

Obtaining business insurance might be an issue with small business because it doesn't come free. Luckily, there are a lot of insurance companies making themselves available to small businesses by offering excellent service at a very affordable price.  

Leave a Reply

Subscribe to Posts | Subscribe to Comments


At, our services are available any time of day to overcome any issue, question or concern a client may have. We achieve this through our world class customer service team. We have a simple and easy quote process that allows you to choose the insurance you want. Not only will you walk away with great savings you will fully understand your insurance policy and the value it has to your business.

My Social Profiles

twitter facebook Wordpress Tumblr LinkedIn

Powered by Blogger.

- Copyright © -Metrominimalist- Powered by Blogger - Designed by Johanes Djogan -