Posted by : Dan Levenson Tuesday, July 22, 2014
Commercial car insurance isn’t just for large fleets anymore. For some small and medium enterprise (SME) owners, this type of insurance may just be what the doctor ordered.
If you have a car insurance policy, you may believe that you’re covered for when you use your vehicle for work. When time comes to file a claim, however, this belief may just amount to losses. To avoid facing this difficult situation, have your vehicle covered by a commercial car insurance policy ASAP.
How do you know you need commercial car insurance?
If your answer is yes to any of the following questions, then obtaining a commercial car insurance policy should be at the top of your to-do list.
- Do you use your vehicle/s to deliver goods or for messenger services?
- Do you frequently lease or rent your vehicle/s to others?
- Do have employees without health insurance that drive any of your vehicles on a regular basis?
Benefits of commercial car insurance
A commercial car insurance policy can protect you from the increased liability risks that derive from your daily business operations. Just think: you’ll be liable for any damages to your people or transported goods if you happen to meet an accident on the road. With a commercial car insurance policy, you won’t have to worry about paying for such damages out of your own pocket.