Archive for 2014
The Different Types of Small Business Insurance
Business
insurance
is there to protect your company from lawsuits. To guide any
entrepreneur looking to choose a specific insurance policy, here are
a few of the most common choices explained:
General liability–
Every type
of business, whether.
A Good Technology Insurance Company Can Help Offset Tech Problems
Businesses, even the smallest of them, should be more willing to protect their assets. Insurance might not prevent an actual cyber-attack from happening, but it can preserve business continuity. An accommodating technology insurance company such as InsureYourCompany.com.
Technology Insurance Policies and Other Ways to Stay Safe from Hackers
Take note that your typical liability coverage will not cover the costs associated with cyber-attacks or malware/viruses. For this, you’ll need to purchase a comprehensive technology insurance policy for your business. This should financially protect.
Comprehensive Technology Insurance: A Must for All U.S. Businesses
Fortunately, insurance companies, like InsureYourCompany.com, offer technology insurance policies. In a nutshell, technology insurance covers problems that may arise with your IT services. From data breaches to system integration and updates, this type.
A Capable Technology Insurance Company Provides Liability Coverage
If a piece of critical hardware malfunctions (such as those found in cars) and the error inadvertently leads to injury or death, it is often enough for customers to make negligent claims against the designers. Such mistakes can be extremely costly for.
Business Insurance Protects Your Company
The business world is fairly
litigious, with lawsuits being filed all over place. Ensure that your
New Jersey business is protected by liability insurance.
What it is
Business liability insures
your assets in case a lawsuit is filed against.
Insurance: What the Self-employed Should Know
Self-employment can be
liberating but it does have its downsides. One of these is the lack
of health benefits. Thankfully, the Affordable Care Act allows for
entrepreneurs to acquire NJ health insurance plans much more easily–
here’s what you need to.
Gauri Gupta Earns Chartered Healthcare Consultant (ChHC) Designation
Gauri Gupta, CBC,ChHC, Director-Employee Benefits Division, at InsureYourCompany.com, a provider of reliable small business health insurance in NJ, has earned the Chartered Healthcare Consultant (ChHC) professional designation from The American College,.
When Your Primary NJ Business Insurance Runs Dry, Open an Umbrella
You may ask: "Why can't I just expand my general liability insurance rather than buy an umbrella insurance?" You'll save more in premiums when you opt for an umbrella policy than if you were to expand your primary coverage. A large firm can pay over.
Provide Health Insurance to Get Tax Credits
Enrolling your employees in
a small
business health insurance plan
does more than just help them stay healthy. The IRS can actually give
you tax credits for doing it .
Eligibility
According to the IRS, a
small employer is eligible if he has.
D&O Insurance: The Least-Known Small Business Insurance Explained
Directors and officers (D&O) liability insurance is the "most discussed and least understood" form of insurance, writes Hartmut Mai, global head of financial lines at Allianz. Despite being offered by small business insurance providers such as InsureYourCompany.com,.
Small Business Insurance Provider Earns ChHC Professional Designation
Gauri Gupta, CBC,ChHC, Director-Employee Benefits Division, at InsureYourCompany.com, a provider of reliable small business health insurance in NJ, has earned the Chartered Healthcare Consultant (ChHC) professional designation from The American College,.
The Importance of Technology E&O Insurance for Small Business Owners
As an owner of a technology business, you must be aware of these kinds of problems since they can arise at any time. Also, the rate of development in the technology sector is so rapid as to make predicting failures and mistakes all but impossible. Small.
Reasons to Get Business Insurance in NJ for Your Starting Company
General liability insurance can protect your business from future lawsuits. This coverage can provide the funds needed for your legal defense or pay for the necessary judgments, making lawsuit claims less expensive for you. On the other hand, professional.
Trusted Small Business Insurance Agency Helps Protect Company Assets
The Homeowner Flood Insurance Affordability Act is designed to protect millions of American homeowners and businesses from dramatic increases in their flood insurance premiums. Owners of small enterprises welcome this news as the law makes it easier.
Turn to Trusted Companies for Small Business Health Insurance in NJ
Experienced small business insurance firms in New Jersey, such as InsureYourCompany.com, are known to provide comprehensive coverage that would safeguard the interests of businesses such as startup tech firms and software developers. Insurance companies.
3 Basic Insurance Needs for Small Business Owners
Insurance is something that
small business owners definitely need, but sifting through the
unfamiliar jargon can make anyone’s head spin. What do you need
coverage for? Here are three, put simply:
Insure the Things You Own
First, you need coverage.
Protect Your Financial Position from Cybercrimes
Technology today is
essential in running businesses as computers, mobile devices,
servers, and the Internet support company processes like receiving
orders, tracking deliveries, charging customer accounts, and filing
tax returns with the IRS. However,.
Words Can Hurt Your Business
As a tech firm, you expect
your staff to be proficient in coding languages like JavaScript, C++,
and Objective C. Like any business, though, you also deal with a more
universal language: English.
That’s right, regardless
of industry, strong communication.
When Good Employees Go Bad
You may not be the biggest
tech firm in your area, but you do have a talented team working for
you. As you might know, people are your biggest asset since it is
from their minds that innovative technologies and solutions spring
forth.
That being said,.
Business Prosperity 101: Small Business Insurance
Accidents happen and this
can be devastating to any business, especially if it’s a small
company, such as a struggling tech startup. The accident can involve
one of your employees, a customer, or your property. However, the end
result is the same: you.
The Lowdown on Errors and Omissions Insurance
If you’re a typical
business owner nowadays, there’s a chance you might have heard
about the E&O
insurance
before. But what is it exactly?
E&O means Errors and
Omission. It’s a specific type of business insurance which covers
either your.
A Need for Professional Liability Insurance
When it comes to insurance,
businesses have a lot more to worry about than just health insurance.
Professional liability insurance, for instance, aims to protect
people (and businesses) from costly lawsuits relating to the
performance of their professional.
When Choosing Insurance, Have a Broker Help Out
For
small New Jersey companies, purchasing insurance is just like paying
taxes—it’s a basic part of any household budget. However, with
all the choices out there, choosing the right insurance company from
an array of popular insurance companies nationwide,.
Types of Insurance Startup Businesses Need
No business is safe from
several factors that might put its critical assets in trouble over
time. Several untoward happenings like natural disasters or civil
unrest subject any type of enterprise to great risks, especially
those that are particularly.
Insurance for Your Home-Based Business
Do
you run your business out of your own home? If so, then you need to
obtain an add-on (or rider) to your existing homeowner’s policy to
cover your business. Many others fail to obtain this add-on because
they are confused with what’s already covered.
What You Should Know about Product Liability
Health insurance, worker’s
compensation, and commercial property insurance—these are some of
the most common types of insurance coverages that businesses should
have. However, what many fail to take into consideration is the
importance of product.
Property Insurance for Small Business Owners: Deciding if You Need It
Generally, property insurance policies cover damaged or completely destroyed physical assets. It could be your building that needs remodeling after a fire, or your inventory and machines that require replacement due to flooding. IT industries and other.
How Business Insurance in NJ Protects your Company against Liabilities
In protecting your business, insurance is the place to start. There are various types of business insurance in NJ, but sufficient coverage against the most common liabilities should be a priority. Attorney fees, court costs, settlement or judgment payments,.
Insurance Small Business Owners Should Get
As a business owner, you
have the primary responsibility over your enterprise’s survival—and
one of the most important ways to protect your assets is to buy
adequate insurance
coverage so that you avert the potential risk of getting buried in
financial.
Despite Law to End Criminal Bias, NJ Business Insurance Still Matters
The “ban the box” law is a welcome development, but it shouldn’t be a reason for employers to be complacent. There’s always the temptation to return to a life of crime. When it happens after the ex-convict gets the job, the impact on the company and.
Ensure Protection from Hour Claims with EPL Small Business Insurance
If an employee must work beyond hours, whether after work or a weekend, the law requires offices to pay extra for the trouble. This sounds okay for occupations with regular schedules, which is why those with irregular schedules cry unfair. Despite compensation,.
Shielding Against Practice Liability
Not every business performs
like a well-oiled machine. Some companies may have a few bad seeds
that you found fit to dismiss or well-performing employees that left
because of a misunderstanding. Whichever the circumstances, it’s
not going to be pleasant.
Why Insurance is a Protector of Business Operation
Owning a business, big or
small, means having a lot of things to protect.
Forbes.com put thirteen
things in their list that every small business owner should have: a
liability insurance, property insurance, BOP (business owner’s
policy), commercial.
Why You May Need Commercial Car Insurance
Commercial
car insurance
isn’t just for large fleets anymore. For some small and medium
enterprise (SME) owners, this type of insurance may just be what the
doctor ordered.
If
you have a car insurance policy, you may believe that you’re
covered.
Safeguarding your Business
After months or even years
of hard work, you have now reached stability in your business. Your
checklist for success has already been mostly filled, and now it's
time to move on to a very important step: business insurance. Not
wanting to see the fruit.
You Need Separate Insurance for These Disasters
How prepared are you for the
time when a disaster hits your area and affects your business? Will
you be able to recover quickly?
Chances are that these
questions do not cross your mind because you own commercial property
insurance. However, if.
The Different Types of Dependable Insurance for Small Business Owners
"Data breach– Often offered by a reliable technology insurance company like Insure Your Company, this type of policy covers the pitfalls brought about by the unnecessary disclosure of sensitive, non-public data that the company holds. Now that you’re.
On Business Insurance in NJ: Tether your Finances Against Legal Cost
"Even if you belong to high-risk classes though, there are always ways for you to keep your premiums down. One such way is to hold and document efficient safety awareness programs in your enterprise and actually practice them. Aside from training your.
Management Consultant Fallback on E&O Insurance
The management consultancy
industry is a tight battlefield in the business world. Some companies
may have consultants like you on their payroll to help make the
organization a better place for everyone. However, even the best
consultants out there.
First-time Buyers Need Not Fear Health Insurance
A hallmark of adulthood,
getting your first health insurance plan need not be so daunting.
Though there are a lot of confusing terms floating around like
co-pays, deductibles, and premiums, a prospective buyer should easily
be able to get the information.
Determining your Business Insurance Needs
Knowing your business’
insurance needs may not be as glamorous as planning your grand
opening, but it gets the job done, nonetheless. Without insurance,
you leave your business, your assets, and your employees unprotected
from risks, which can be.
Types of Insurance for Small Business Owners
Small
businesses play an important role in the U.S. economy as they help boost
employment rate and job growth. Pres. Obama even called them as “the backbone
of our economy and the cornerstone of our communities.” Some government agencies
have even rolled.
The Importance of Getting Your Business Insured
Warner Bros.’ sitcom “2 Broke Girls” is a fan
favorite that it’s among CBS’ top-rating shows. However, beyond the show’s hilarity
and often risqué jokes, one can get valuable business lessons from the
challenges the two main characters, Max and Caroline,.
The Importance of Getting Your Business Insured
Warner Bros.’ sitcom “2 Broke Girls” is a fan
favorite that it’s among CBS’ top-rating shows. However, beyond the show’s hilarity
and often risqué jokes, one can get valuable business lessons from the
challenges the two main characters, Max and Caroline,.
Queries before Biting into Dental Health Insurance
Setting up an extensive, reasonable dental plan for your employees require thorough attention and dedicated focus so you can keep business costs fair and your employees happy. Along with medical insurance, dental coverage can be used to your advantage.
Why You Should Rely On Business Insurance
Engaging in a business venture is,
for all time, a serious undertaking because no matter how well you manage your
business, there are still inevitable events that can occur that's out of your
hands. You have a lot of things to work out and make sense.
